Certificate of deposits
Get competitive returns with saib savings certificates
- You can choose from saib certificates with tenor 3 years in 2 different interest rates (Fixed interest rate / Floating interest rate) or tenor 5 years with fixed rate & interest pay out on monthly basis.
- Flexible interest payment frequencies (Daily, Monthly, Quarterly) to suit your personal needs.
- Value date next day of Certificate’s purchase date.
- Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
- Eligibility for Secured Overdraft/Loan/Credit Card against Certificate value according to bank's credit policy