x

Certificate of deposits

 

Get competitive returns with saib savings certificates

 

  • You can choose from saib certificates with tenor 3 years in 2 different interest rates (Fixed interest rate / Floating interest rate) or tenor 5 years with fixed rate & interest pay out on monthly basis.
  • Flexible interest payment frequencies (Daily, Monthly, Quarterly) to suit your personal needs.
  • Value date next day of Certificate’s purchase date.
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
  • Eligibility for Secured Overdraft/Loan/Credit Card against Certificate value according to bank's credit policy

Certificate of deposit with fixed interest rate

saib plus - (Fixed EGP)
saib plus - (Fixed EGP)

 

  • Certificate duration 3 years.
  • Certificates are issued in denominations of EGP 500 and its multiples with no limit.
  • Interest frequency: (Monthly, Quarterly) as per Customer's preference.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
    All terms and conditions apply
El Forsa - (Fixed USD)
El Forsa - (Fixed USD)

 

  • Certificate duration 3 years.
  • Certificates are issued in denominations of USD100 and its multiples.
  • Interest frequency: (Monthly, Quarterly, Semi-annually, or Annually).
  • Offered to individual and non individual customers.
  • Redemption possibility: allowed after Six months of the certificate issuance date.
  • Interest rates are calculated on Fixed basis.
  • Eligibility for Secured facility against Certificate value according to bank's internal credit policy.
    All terms and conditions apply 
saib Crystal - (Fixed EGP)
saib Crystal - (Fixed EGP)

 

  • Certificate duration 5 years.
  • Certificates are issued with minimum amount of EGP 5000 and it’s multiplies with no limit and available to individual customers only.
  • Fixed annual Interest rate.
  • Interest frequency: Monthly.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
    All terms and conditions apply
Certificate of deposit with variable interest rate

saib One in EGP
saib One in EGP
  • Certificate duration 3 years.
  • Certificates are issued in denominations of EGP 5,000 and its multiples with no limit.
  • Interest frequency:(Daily) 
  • Interest calculated based on Corridor Deposit rate at the Central Bank of Egypt.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy​​.
    All terms and conditions apply
saib Prime in EGP
saib Prime in EGP
  • Certificate duration 3 years.
  • Certificates are issued in denominations of EGP 5,000 and its multiples with no limit.
  • Interest frequency: (Monthly or Quarterly) as per customer's preference.
  • Interest calculated based on Corridor Deposit rate at the Central Bank of Egypt.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy​​.
    All terms and conditions apply