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Deposits
Certificate of deposits
Certificate of deposits

Certificate of deposits

 

Get competitive returns with saib savings certificates

 

  • You can choose from saib certificates with tenor 3 years in 2 different interest rates (Fixed interest rate / Floating interest rate) or tenor 5 years with fixed rate & interest pay out on monthly basis.
  • Flexible interest payment frequencies (Daily, Monthly, Quarterly) to suit your personal needs.
  • Value date next day of Certificate’s purchase date.
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
  • Eligibility for Secured Overdraft/Loan/Credit Card against Certificate value according to bank's credit policy

Certificate of deposit with fixed interest rate

EXCELLENCE PLUS (EGP)
EXCELLENCE PLUS (EGP)
  • Certificate duration 3 years.
  • Certificates are issued with minimum amount EGP 5 million & increases with the multiples of EGP1,000
  • No Maximum limit for CDs issuance.
  • Fixed Annual Interest rate  23%
  • Interest frequency: Monthly
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal policy.
  • You can issue a secured credit card against the certificate exempted from the issuance fees, if issued within 3 working days from issuing the certificate.
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PRIME (EGP)
PRIME (EGP)
  • Certificate duration 3 years.
  • Certificates are issued with minimum amount EGP1,000 & increases with the multiples of EGP1,000
  • No Maximum limit for CDs issuance.
  • Fixed Annual Interest rate  22%
  • Interest frequency: Monthly
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal policy.
  •  You can issue a secured credit card against the certificate exempted from the issuance fees, if issued within 3 working days from issuing the certificate.
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EXCELLENCE (EGP)
EXCELLENCE (EGP)
  • Certificate duration 3 years.
  • Certificates are issued with minimum amount EGP one million  & increases with the multiples of EGP1,000
  • No Maximum limit for CDs issuance.
  • Fixed Annual Interest rate  22.50%
  • Interest frequency: Monthly
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal policy.
  • You can issue a secured credit card against the certificate exempted from the issuance fees, if issued within 3 working days from issuing the certificate.
Apply Now
Plus - (EGP)
Plus - (EGP)

 

  • Certificate duration 3 years.
  • Certificates are issued in denominations of EGP 500 and its multiples with no limit.
  • Interest frequency: (Monthly, Quarterly) as per Customer's preference.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
    All terms and conditions apply
Apply Now
El Forsa - (USD)
El Forsa - (USD)

 

  • Certificate duration 3 years.
  • Certificates are issued in denominations of USD100 and its multiples.
  • Interest frequency: (Monthly, Quarterly, Semi-annually, or Annually).
  • Offered to individual and non individual customers.
  • Redemption possibility: allowed after Six months of the certificate issuance date.
  • Interest rates are calculated on Fixed basis.
  • Eligibility for Secured facility against Certificate value according to bank's internal credit policy.
    All terms and conditions apply 
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Crystal (5years EGP)
Crystal (5years EGP)

 

  • Certificate duration 5 years.
  • Certificates are issued with minimum amount of EGP 5000 and its multiples with no limit and available to individual customers only.
  • Fixed annual Interest rate.
  • Interest frequency: Monthly.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
    All terms and conditions apply
Apply Now
CRYSTAL (3YEARS EGP)
CRYSTAL (3YEARS EGP)
  • Certificate duration 3 years.
  • Certificates are issued with minimum amount EGP10,000 & increases with the multiples of EGP1,000
  • No Maximum limit for CDs issuance.
  • Available to Individual Customers only.
  • Fixed annual Interest rate up to 19.25%
  • Different Interest frequency (Monthly, Quarterly, Annually)
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.

 

 

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Certificate of deposit with variable interest rate

saib One (EGP)
saib One (EGP)
  • Certificate duration 3 years.
  • Certificates are issued in denominations of EGP 5,000 and its multiples with no limit.
  • Interest frequency:(Daily) 
  • Interest calculated based on Corridor Deposit rate at the Central Bank of Egypt.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal policy​​.
    All terms and conditions apply
Apply Now
saib Prime (EGP)
saib Prime (EGP)
  • Certificate duration 3 years.
  • Certificates are issued in denominations of EGP 5,000 and its multiples with no limit.
  • Interest frequency: (Monthly or Quarterly) as per customer's preference.
  • Interest calculated based on Corridor Deposit rate at the Central Bank of Egypt.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal policy​​.
    All terms and conditions apply
Apply Now
Excellence and saver CDs

Excellence CD
Excellence CD
  • Certificate duration 3 years.
  • Certificates are issued with minimum amount of EGP 1 million with no limit
  • Value date next working day of Certificate’s purchase date.
  • Competitive fixed annual interest rate paid monthly
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
  • Issuance of certificates from all saib branches in Egypt
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saver CD
saver CD
  • Certificate duration 3 years.
  • Certificates are issued with minimum amount of EGP 5000 and it’s multiplies below 1 million EGP and available to individual customers only.
  • Value date next working day of Certificate’s purchase date.
  • Competitive fixed annual interest rate paid monthly
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
  • Issuance of certificates from all channels (mobile banking – internet banking) & all saib branches in Egypt
Apply Now

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