Certificate of deposits

 

Get competitive returns with saib savings certificates

 

  • You can choose from saib certificates with tenor 3 years in 2 different interest rates (Fixed interest rate / Floating interest rate)
  • Flexible interest payment frequencies (Daily, Monthly, Quarterly) to suit your personal needs.
  • Value date next day of Certificate’s purchase date.
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
  • Eligibility for Secured Overdraft/Loan/Credit Card against Certificate value according to bank's credit policy

Certificate of deposit with fixed interest rate

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saib plus - (Fixed EGP)

 

  • Certificate duration 3 years.
  • Certificates are issued in denominations of EGP 500 and its multiples with no limit.
  • Interest frequency: (Monthly, Quarterly) as per Customer's preference.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
    All terms and conditions apply
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El Forsa - (Fixed USD)

 

  • Certificate duration 3 years.
  • Certificates are issued in denominations of USD100 and its multiples.
  • Interest frequency: (Monthly, Quarterly, Semi-annually, or Annually).
  • Offered to individual customers.
  • Redemption possibility: allowed after Six months of the certificate issuance date.
  • Interest rates are calculated on Fixed basis.
  • Eligibility for Secured facility against Certificate value according to bank's internal credit policy.
    All terms and conditions apply 
Certificate of deposit with variable interest rate

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saib One in EGP
  • Certificate duration 3 years.
  • Certificates are issued in denominations of EGP 5,000 and its multiples with no limit.
  • Interest frequency:(Daily) 
  • Interest calculated based on Corridor Deposit rate at the Central Bank of Egypt.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy​​.
    All terms and conditions apply
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saib Prime in EGP
  • Certificate duration 3 years.
  • Certificates are issued in denominations of EGP 5,000 and its multiples with no limit.
  • Interest frequency: (Monthly or Quarterly) as per customer's preference.
  • Interest calculated based on Corridor Deposit rate at the Central Bank of Egypt.
  • Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy​​.
    All terms and conditions apply
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