The maximum price limit for a housing unit is 2.250,000 EGP
The maximum area limit of a housing unit is 150 square meters
Funding is available for employees (public / private sector), business owners, self-employed persons, and Egyptians working abroad
Financing is available for real estate in various governorates of Egypt and the cities of new urban communities
The financing value can reach up to 80% of the property’s value.
The financing period is up to 20 years
Return rate is 8% diminishing (fixed installment throughout the financing period)
The possibility to combine the income of the husband / wife or family
The value of all financial liabilities with the mortgage installment included should not exceed 40% of the total inco
Life and total disability insurance during the financing period.
Insurance for the unit and the risk of fire during the financing period.
The minimum age of the client at the time of the grant should not be less than 21 years, and the maximum age of the customer at the entitlement of the last installment should not exceed 60 years for employees and 65 years for business owners and self-professions.
Monthly income: The single individual income should not be less than 3,500 EGP and should not exceed 40,000 EGP
Monthly income: The family income should not be less than 5,700 EGP and should not exceed 50,000 EGP
Traditional Mortgage Finance Program
Financing is available for the purchase of residential, tourist, administrative and commercial properties.
Funding is available for employees, businessmen, self-employed people, Egyptians working abroad and foreign residents
Financing is available for the purchase of residential, tourist, administrative and commercial properties.
Funding is available for ready-made properties in various governorates of the Republic, cities of new urban communities and coastal cities
The value of the financing amounts is up to 80% of the value of the property.
Financing period up to 10 years
The possibility of combining the income of the spouse or family
The value of the premium included in the financial obligations does not exceed 40% of the total income
Rate of return 12.75% decreasing (currently)
Life insurance and total disability during the financing period.
Unit insurance and fire risk during the financing period.
Minimum age of the client at the time of the mortgage should not be less than 21 years and the maximum age of the client when the last installment is due should not be more than 60 years for employees and 65 years for the owners of companies and self-employed professions.
