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Benefits granted to employees
Benefits granted to employees

  • Open current account with yearly interest up to 4.5%, calculated on end of each day balance and credit to account at end of month, with exemption from fees and commissions.
  • Issue MasterCard debit (World Elite/Platinum/Titanium/Classic) or prepaid to obtain salary and use it in purchases and withdrawals inside and outside Egypt.
  • Exemption from fees for issuing and renewing debit and prepaid cards.
  • Exemption from commission of withdrawals transaction from other bank ATMs on count of monthly withdrawal movements.
  • The ability to deposit into an account or prepaid card through some ATMs
  • MasterCard credit cards for payroll customers with the following features:
    • Subscribe to the saib rewards system for cards by subscribing and downloading the MasterCard Pay With Reward app
    • Take advantage of MasterCard offers and discounts on travel, insurance, and lifestyle benefits through the MasterCard For You app.                                                            
      Download from App Store     Download from Google Play
  • The possibility of borrowing against salary, according to the following:
    • Loan tenor up to 10 years
    • The minimum salary to obtain the loan is EGP 2,000
    • Loan interest rate starts from 14% up to 8 years and 15% up to 10 years (based on credit rating of the company)
    • Loan amount is up to EGP 1,500,000 (based on credit rating of the company)
  • Discounts on check book issuance fees
  • Exemptions on fees for issuing standing orders instructions for outgoing transfers.
  • Wide network of ATMs are distributed throughout the country.
  • Call center (7 days / 24 hours)
  • Internet banking service, which allows you to view and transact with your accounts and cards at any time for free
  • SMS alert service for free
  • Free saib wallet mobile service
  • The possibility of obtaining all other products and services of the bank


    * The number of exemptions varies according to each segment