With 36 years of experience under his belt, Mr. Afdal Naguib has acquired broad knowledge of the Egyptian banking sector and specific expertise in Credit Risk Management.

He started his career in 1988 at Misr International Bank (MIBANK), where he initially worked as a teller and later in customer service and banking operations before moving up to the Credit division in 1996.

In 1998, Mr. Afdal Naguib began working in Credit Assessment at the Bank's main headquarter, helping to form the Credit Risk Division and then Credit Monitoring Department. He worked in the division until 2005, during which time a decision was made to sell a stake in MIBANK. Mr. Naguib prepared studies assessing funding Gaps in order to determine the share price, and he led the due diligence team and data room set up to liaise with foreign investors, helping to steer the eventual merger to completion in 2006.

In 2007, Mr. Afdal Naguib moved to work at Bank Audi as Head of Credit Risk Management and participated in the process of building and establishing Bank Audi where He was responsible for setting the Bank's Credit Policy and oversaw Credit Risk Assessment, Credit Administration and Credit Investigation. In 2010 he assumed responsibility for the risk sector and assumed the position of Chief Risk Officer in addition to supervising the compliance and governance sector in the bank until it was completed. Selection as a member of the Executive Board of Directors of Bank Audi in 2017.

During his time at Bank Audi, He was a member of The Executive Committee, Head Office Credit Committee (HOCC), Assets and Liability Management Committee (ALCO), while also chairing the domestic Credit Committee.

And in October 2018, he was chosen to occupy the position of Deputy Managing Director for the Risk, Control and Supervision Sectors at Societe Arabe Internationale de banque - saib bank.

In 2023, Mr. Afdal Naguib was appointed to be CEO & Managing Director for Bank Saib.

Mr. Afdal Naguib held the position of a member of the Board of Directors in many entities:

• Board member of Glasgow Pharmaceutical Company for Misr International Bank.
• Member of the Board of Directors of Bank Audi.
• Member of the Board of Directors of Medcom Cement.
• Member of the Board of Directors of Incolease.
• Member of the Board of Directors of I-Score.

Mr. Tarek Abdou was appointed as saib Deputy Managing Director for Business and Operation in October 2021.

He is leading the Bank’s business sectors including The Corporate Banking Group (Large Corporate, Syndications, SMEs, Business Development), Retail Banking Group, Treasury & Capital Markets, Financial Institutions & Sustainable Finance and Investments.

Mr. Tarek is heading as well the bank’s Operation and Information Technology Group.

Mr. Tarek represents saib in the board of directors of Incolease Leasing Company, Egyptian Takaful Insurance Company and Credit Guarantee Company (CGC).

Mr. Tarek holds over 30 Years of vast Banking experience, he started his banking career in 1992 when he joined the Operations and Customer Service Department at Barclays Bank, in 1993 he joined the Corporate Banking Division at Arab Bank, In 2006 he moved to Bank Audi (currently FAB Misr) where he stayed for 8 years and held several positions in corporate banking until he Headed the Corporate Banking and Syndications as the General Manager. In 2014 Mr. Tarek Joined Union National Bank (currently ADCB Egypt) as the Executive Vice President for Corporate Banking and Syndications. 

His last occupation prior to joining saib was the Deputy CEO & Managing Director for Wholesale Banking since 2016 at Al Ahli Bank of Kuwait-Egypt in addition to being the Chairman of Al Ahli Kuwaiti Leasing Company.

Amr Nossair is currently holding the position of the Assistant Managing Director for retail and Branches at saib. Mr. Nossair has more than 20 years of the banking experience in a variety of different roles & responsibilities. Prior to his current role in saib, Mr. Nossair was the senior general manager for Retail Banking & Micro Finance group in Banque Du Caire for 2 years, during which he navigated the Retail & Micro Finance strategies in line with the banks overall growth plans for the two segments to grow their market share. Prior to this, he was the General Manager for Retail Banking Sector in Bank Audi – Egypt, where he spent 9 years across different departments establishing business strategies & plans. Mr. Nossair started his banking career in 2001 with Citi Bank – Egypt, where he spent more than 9 years, during which he held several Banking positions in Retail Banking, the Last was Head of Retail Risk Policy. In addition to his role, He served as board member in various companies like EBC & Egyserv. Mr. Nossair holds a Bachelor’s degree in commerce from Ain Shams University in addition to Several International Certificates such as:

-“International Retail Banker” from Lafferty International Academy for Retail banking in UK.

 -“Executive Leadership Program” – Harvard Business School” from Harvard university - USA.

Mohamed Mokhtar is currently holding the position of Chief Financial Officer, Group Head of Finance Strategic Planning and Market Research at saib Bank.
Prior to his current role in saib, Mr. Mokhtar was the Chief financial officer of Egyptian Export Development Bank from 2018 till beginning of 2019. Prior to this, he was the deputy CFO and Head of Assets and Liabilities Management and Investors Relation Officer in Credit Agricole, Egypt. Mr Mokhtar has more than 20 years’ experience in finance, covered all finance functions since he joined. Ex Egyptian American Bank in early nineties as junior accountant.
Mohamed had B.Sc. of Commerce - Cairo University and Master in business administration from Edinburgh business school - UK with specialization in financial risk management and derivatives.
During his carrier life, Mohamed had a track record of successful achievements. He participated in the merger process for two merging banks on all finance related merger issues. He created assets and liabilities (ALM) function, developed management information system (MIS) in Credit Agricole Egypt, leading team of professional staff (middle management and juniors) lead team of professionals. With his role as investor relation officer Mohamed liaise with all current and potential investors and research houses participating in conferences, road shows in Egypt and abroad.
Mohamed is registered as an instructor with The Egyptian Banking Institute and American University in Cairo , completed International Perspective Program in conjunction with Credit Agricole SA-France and participated in attended Certified Islamic Professional Accountant (CIPA) program with The Egyptian Banking Institute.

Mohamed Talaat is the Chief Operations Officer at Societe Arabe Internationale de Banque (saib) since September 2022. Mr. Talaat is a Senior Executive who has more than 27 years of experience in the banking sectors including Operational Risk, Internal Control, Information Security, Operations and Customer Service. Mr. Talaat joined saib since 2018 as Head of Operational Risk and Internal Control. Prior to joining (saib), Mr. Talaat was at Bank Audi, holding the positions of Head of Operational Risk and Head of Branch Network Support. He also served in different senior positions within the operations group of the Arab Bank PLC for 8 years after serving for a year as a Foreign Department Clerk at Alexandria Commercial and Maritime Bank.

Mr. Talaat is a member of various committees such as: Executive Committee, IT Steering Committee, Information Security Committee and Business Continuity Management Committee.

Mr. Talaat has Masters in Banking and Risk Management (ESLSCA), holding a bachelor’s degree in Accounting and Auditing from Alexandria University.

Mr. Amr Abdallah is the Head of Treasury & Capital Markets, an executive committee and ALCO member at SAIB . He joined the bank in 2019 coming from HSBC Bank Egypt where he worked and supervised Markets Treasury, Rates and FX trading. Previously, Mr. Abdallah worked in international and regional banks of which he started his career in Treasury at Arab Bank plc Egypt. He enjoys more than 16 years of wide experience in Treasury & Capital Markets field, Mr. Abdallah earned a bachelor degree from faculty of commerce English section at Ain Shams University in 2004, and holds an MBA degree in Banking and Finance from Maastricht School of Management, Netherlands in 2011.

Executive General Manager, Chief Risk Officer –  saib

BoD member at El -Watanya Insurance Company,

Risk Comm & ALCO member Misr Life Insurance Co.

He is supervising Credit Risk, Retail risk, Cyber Security Risk, Market Risk, Operational Risk, & ALM. He earned a bachelor degree from faculty of commerce English section at Cairo University 2002. He is a Certified Market Risk Professional. He enjoys more than 22 years of banking experience specialized in risk management. He started his banking career back then in Mibank 2002 with a scope related to retail banking, then in 2005 as an ALM financial analyst in Societe Generale bank. After that he moved to bank Audi in 2007 and headed the Market Risk Department. Finally he joined saib bank in 2018 heading different risk sectors, till being positioned the Chief Risk Officer - CRO.