Mr. Fahmy Kamal Hanna has an extensive experience of more than 45 years in the field of Banking and Financial services. He obtained a Bachelor’s degree in Commerce and Business Administration from Cairo University in 1974, and after that he started his Banking career. During which, he held important leadership positions; most notably, holding the position of Deputy General Manager and Regional Marketing Manager at the Egyptian American Bank from 1993 to 1996, the Assistant Managing Director and Corporate Lending Head at the Egyptian Gulf Bank in 2007, and Suez Canal Bank Managing Director from 2008 to 2016.

With 36 years of experience under his belt, Mr. Afdal Naguib has acquired broad knowledge of the Egyptian banking sector and specific expertise in Credit Risk Management.

He started his career in 1988 at Misr International Bank (MIBANK), where he initially worked as a teller and later in customer service and banking operations before moving up to the Credit division in 1996.

In 1998, Mr. Afdal Naguib began working in Credit Assessment at the Bank's main headquarter, helping to form the Credit Risk Division and then Credit Monitoring Department. He worked in the division until 2005, during which time a decision was made to sell a stake in MIBANK. Mr. Naguib prepared studies assessing funding Gaps in order to determine the share price, and he led the due diligence team and data room set up to liaise with foreign investors, helping to steer the eventual merger to completion in 2006.

In 2007, Mr. Afdal Naguib moved to work at Bank Audi as Head of Credit Risk Management and participated in the process of building and establishing Bank Audi where He was responsible for setting the Bank's Credit Policy and oversaw Credit Risk Assessment, Credit Administration and Credit Investigation. In 2010 he assumed responsibility for the risk sector and assumed the position of Chief Risk Officer in addition to supervising the compliance and governance sector in the bank until it was completed. Selection as a member of the Executive Board of Directors of Bank Audi in 2017.

During his time at Bank Audi, He was a member of The Executive Committee, Head Office Credit Committee (HOCC), Assets and Liability Management Committee (ALCO), while also chairing the domestic Credit Committee.

And in October 2018, he was chosen to occupy the position of Deputy Managing Director for the Risk, Control and Supervision Sectors at Societe Arabe Internationale de banque - saib bank.

In 2023, Mr. Afdal Naguib was appointed to be CEO & Managing Director for Bank Saib.

Mr. Afdal Naguib held the position of a member of the Board of Directors in many entities:

• Board member of Glasgow Pharmaceutical Company for Misr International Bank.
• Member of the Board of Directors of Bank Audi.
• Member of the Board of Directors of Medcom Cement.
• Member of the Board of Directors of Incolease.
• Member of the Board of Directors of I-Score.

Dr. Hala H. Elsaid, a distinguished economist and academic, currently serves as the Economic Advisor to the President of Egypt, a role she assumed in July 2024. This follows her tenure as Minister of Planning and Economic Development from December 2019 to June 2024, and Minister of Planning, Monitoring and Administrative Reform from February 2017 to December 2019. Her excellence in leadership was recognized when she was named the Best Arab Minister by the Arab Government Excellence Award in November 2020.

Dr. Elsaid established Egypt's first sovereign wealth fund and served as its founding Chairperson, an important achievement that significantly contributed to the country's economic development and investment strategy. She led the implementation of the National Sustainable Development Strategy (Egypt Vision 2030) and initiated the National Structural Reform Program in 2021, focusing on labor-intensive sectors crucial for economic growth.

In the banking sector, Dr. Elsaid served on the Central Bank's Board of Directors and as Executive Director of the Egyptian Banking Institute. She has also been an Advisor to the Central Bank Governor and held positions on various financial boards. Currently, she serves as a Non-Executive Board member of Société Arabe Internationale de Banque.

In recognition of her commitment to social responsibility and community development, Dr. Elsaid serves as a Member of the Board of Trustees of both the Magdi Yacoub Foundation and Ahl Masr Foundation, contributing to vital healthcare initiatives and community welfare programs.

Dr. Hala Elsaid earned her PhD in Economics with Highest Honors from Cairo University in 1989. She became the first elected Dean of the Faculty of Economics and Political Science in 2011 and served as Cairo University's Assistant President for Scientific Research and Exterior Relations from 2013 to 2016.

Mr. Khaled Omar holds a Bachelor's degree in Business Administration from Ain Shams University, and has held several pivotal positions in the banking fields, such as Senior Advisor to the Chairman of the Board of Directors of MOT for Investment and Development (the investment arm of the Egyptian Railways - Ministry of Transport), Managing Director of Beltone International Securities (Libya - North Africa), Senior Vice President and Head of Strategic Communications and Banking Product Development at Union National Bank in Abu Dhabi, and Executive Advisor to bank Misr for Banking Services and Products Development, General Manager of Marketing and International Relations at EFG Hermes, Regional Director for the Eastern Region and Gulf at Al Baraka Investment Group in Bahrain, and Corporate Credit Manager at Gulf Bank in Kuwait.

He also contributed to the establishment of several investment funds of all kinds; Islamic and conventional, in the Gulf region and in Egypt, and participated in foreign mergers and acquisitions through his work in investment banks.

Mr. Omar Abdelhamid Gouda is the Managing Director of Misr Insurance Company. He has a large experience in leading the direct insurance and reinsurance. The International Federation of Islamic Takaful and Insurance Companies (ITFI) announced the election of Mr. Gouda as the Chairman of the federation in 2018 for his rich experience in the field.

Mr. Gouda is a Holder of Bachelor Degree in the field of Insurance - Cairo University, and also a holder of the Insurance Consultant license from Financial Regulatory Authority- September 1996.
Since 1982, He has been appointed in different and various companies as he started with EISA, NICE, AL AHLIA, ESIH and lastly with Africa Re.
Furthermore, Mr. Gouda is specialized in insurance, reinsurance, Takaful Insurance, Maritime Takaful reinsurance, and held various positions. for example:

• Regional Manager-MENA (Middle East & North Africa)-ITFI from October 2003 till May 2020.
• Managing Director of Africa Retakaful Company from September 2010 till May 2020.
• General Manager of Egyptian Saudi Insurance House Company from March 2003 till October 2003.
• General Manager of Al Ahlia for Cooperative Insurance in Saudia Arabia from January 2000 till February 2003.
• General Manager of Technical Affairs at Egyptian National Insurance Company from June 1991 till January/2000.
• Technical Supervisor of non-life insurance at the Financial Regulatory Authority from July 1983 till June 1991.

Mr. Hatem Elithy brings over 27 years of professional experience and various expertise in the banking industry to the board of saib bank. With a robust background in financial management and Banking businesses.

He holds a B.A in Economics and Business Administration from the American University in Cairo, and is currently a part time instructor in the school of business of the AUC. He was appointed as an advisor to the Egyptian Minster of Planning and Economic Development for Banking and Financial Affairs in June 2023, and previously he held leadership positions at several prominent institutions, where he successfully drove growth initiatives and enhanced operational efficiency.

He began his career at HSBC Bank Egypt as a division head in Corporate Banking, then was appointed as the Managing Director of HSBC Securities Egypt, and was the Head of Business Performance for Retail Banking & Wealth for HSBC Egypt, then the Deputy Chief Executive Officer of Petroconsult Group.

Mr. Ahmed Naim is a highly experienced financial professional with a distinguished career spanning multiple sectors of the industry. He is the Founder and Chairman of Miracle Financial for Fintech Solutions, where he leads initiatives to drive innovation in financial technology. Mr. Ahmed holds a B.A in business administration from Ain Shams University in Cairo. His professional journey showcases his deep expertise across various financial sectors and leadership in high-profile roles.

Previously, Mr. Ahmed served as CEO and Managing Director of NAEEM Holding Co., a regional investment bank with operations across Egypt, Dubai, and Riyadh. His extensive career includes key roles such as First Vice President and Treasury Group Head at Arab Banking Corporation, and Global Trading Senior Manager at American Express Bank. He has also held prominent positions, including Head of Trading at Bank AlSaudi AlFaransi, he started his career as a Dealer in FX Trading at American Express Bank.

Mr. Karim Mahmoud has more than 40 years banking experience and has managed banking businesses across Corporate Banking, Risk Management, Leasing, ABF finance, and Capital Markets. He is an accomplished senior banking executive with vast experience within the MENA-GCC markets. He has managed both business and risk functions across multiple organizations and geographies.

On business banking front, Mr. Mahmoud has served as Executive Vice President & CO-Head of Corporate and Investment Banking at Mashreq Bank in UAE. Other roles include CEO of Mashreq Abu Dhabi and Al Ain Region, Country Manager for Mashreq Bank in Kuwait, and also served as the Regional Corporate Banking Head for National Bank of Kuwait covering 9 countries, including Egypt, KSA, UAE, Qatar, Bahrain and other MENA-GCC countries.

On risk management side, Mr. Mahmoud has served as the Chairman of the Risk Committee of the UAE Banking Federation, and at that time Mr. Mahmoud was also Deputy CRO and Head of Wholesale Credit Management Group for Mashreq Bank.

Prior to Mashreq Bank roles, Mr. Mahmoud worked with Citibank in Egypt as the Country Head for Global Transaction Banking Services, Managing Director of Citileasing SAE Egypt, and before that he also worked at the Egyptian American Bank, Misr America Int’l Bank (BOFA subsidiary) and Chase National Bank (presently CIB).

Dr. Mohamed Onsy Elbeshouty has over 33 years of extensive experience, including 25 years in leadership roles focused on financial management and strategic investment. He currently serves as the Executive Vice Chairman of the Arab Contractors Company “Osman Ahmed Osman & Co.”

Dr. Elbeshouty has held numerous board positions across a range of companies and institutions, both domestically and internationally. His governance experience spans diverse economic sectors, including construction, real estate investment, banking, agriculture, healthcare, industrial operations, insurance funds, and sports organizations.

He holds a Bachelor’s degree in Commerce and Accounting from the Faculty of Commerce, Ain Shams University, and earned his Ph.D. in Economics from Ain Shams University in 2002. In addition, he obtained the Certified Management Accountant (C.M.A.) designation from the United States in 1999.

Dr. Elbeshouty actively contributes to the professional community as a member and fellow of several esteemed associations.

Eng. Elsayed ElWazir has more than 27 years of experience in the fields of construction & building, and planning & management of major projects. He currently holds the position of the Vice Chairman of the Board of Directors of the Arab Contractors Company (Othman Ahmed Othman & Co.). Prior to assuming this role, he served as a Board Member of the Arab Contractors Company (from April 2023 to August 2024), and held several leadership positions, including serving as a Board Member of Nahda Cement Company and Suez Canal Life Insurance Company.

Eng. ElWazir has been instrumental in construction field, project planning, and management of major infrastructure developments. His expertise spans contributing to lead major projects such as bridges, foundations, tunnels, roads, hospitals, and civil facilities, and contributing to numerous landmark projects across the Middle East and Africa, particularly in Egypt and Saudi Arabia.