Certificates of Deposit

El Maan Certificate:

  • 3 years certificate with periodic variable rate
  • Minimum purchase amount EGP500 and its multiples
  • The price of the interest is determined each 6 month
  • Redemption possibility: allowed after six months of Certificate issuance date
Certificate DurationInterest payment FrequencyInterest Rate (P.A.)
3 yearsMonthly8.75%
3 yearsQuarterly9%
3 yearsSemi-Annually9.25%
3 yearsYearly9.5%

El Maan USD Certificate :

  • Minimum purchase amount USD 500 and its multiples
  • Redemption possibility: allowed after six months of Certificate issuance date
  • 3 years certificate with periodic variable rate
Certificate DurationPaying FrequencyInterest Rate (P.A.)
3 yearsSemi-Annually2.5%

El Salwa Certificate :

  • Minimum purchase amount EGP1000 and its multiples
  • Redemption possibility: allowed after six months of Certificate issuance date
  • 3 years certificate with periodic changeable rate
  • Earned in advance
  • Accumulative interest with a very low rate earned at the end of maturity starts from 9.29% up to 9.71% & above
Certificate DurationPaying FrequencyInterest Rate (P.A.)
3 yearsPaid in Advance up to 9.71%

El Salwa cumulative Certificate:

  • Minimum purchase amount EGP1000 and its multiples
  • 3 years certificate with periodic changeable rate
  • Cumulative rate that is increasing yearly and earned at maturity.
  • Redemption possibility: allowed after six months of Certificate issuance date
Certificate DurationPaying FrequencyInterest Rate (P.A.)
3 yearsPaid at Maturity10%

Disclaimer: kindly note that all rates are based on average historical records.