Competitive Advantages

Competitive Advantages

Highly experienced staff supported by continuous training to keep pace with the latest industry developments and technical know-how.

Strong customer base with a healthy and diversified portfolio that is well-positioned in primary growth industries, including but not limited to: oil and gas, power, petrochemicals, infrastructure, construction, pharmaceuticals, food, and real estate.

Ability to provide a wide and innovative array of financial schemes.

Expertise of the employees with regard to local business, specific industry knowledge, customer needs, and product offerings.

High-quality and professional service with rigorous follow-up of customer business to enable them to prosper.

Fast credit process decision-making.

2015 Achievements:

  • Maintained moderate levels of portfolio risk and managed an effective collection of loan portfolio payments.
  • Increase customer loyalty and expand SAIB’s market share.
  • Enhance the bank’s fee income stream by increasing trade business services.